Wham or Scam

With the recent press coverage of the sub – prime lending meltdown no doubt many of you will want to steer clear of taking out a Bad Credit Mortgage. I have often wondered whether taking out a mortgage on bad credit is a good idea. Often high interest rates will be charged when people with bad credit accept a mortgage, which seems daft when many people perceive bad credit to be the result of non payment, bankruptcy and poor credit. The thing is, that it’s not always the people who have these attributes that have a bad credit score. If you have been self-employed for less that that three years, no proof of income, no accounts and even working part time can have detrimental effects on your credit. When you take these things into account it is easy to see how many people are affected.

Berkely Vittoria lend to people in these positions, as well as the more obvious cases of bad credit ratings. They offer the usualAdverse Bad Credit Mortages and Loans including Tracker, Fixed and Variable rate mortgages available regardless of credit rating. They also include a lot of the costs associated with moving including solicitors fees and searches, often the most expensive aspect of moving. Why not visit their site at Berkley Vittoria and see for yourself.

 This post is sponsored by Berkley Vittoria

I’m back from my holiday in Spain, and wish I wasn’t. But on a positive note I have made my first Clickbank commission! In fact, it’s my first ever affiliate commission. Lets hope that this is the beginning of better things to come.

I am not impressed with a certain PPC company associated with a very popular search engine! (I think you know what I am talking about). They are just way to expensive for the novice affiliate marketer to make any money with and even if you are prepared to spend £2.50 per keyword it’s just too much money to be risking. There are however some very useful tools that you can use to make your next affiliate project profitable; especially now that Yahoo have taken away their free and valuable keyword research tools. From now on the research will be done through this program and the PPC campaigns will be managed through another, less expensive PPC engine. It’s still not the cheapest, but at least I get clicks.